Expert guidance on documentation, negotiation, and maximizing your homeowners insurance settlement.
Get Claim Command Pro →Most homeowners file only one or two insurance claims in their lifetime. Insurance adjusters handle hundreds. This experience gap puts homeowners at a significant disadvantage.
Homeowners policies contain dozens of coverage provisions, exclusions, and limitations. Understanding what's covered requires careful policy analysis. Insurance companies interpret ambiguous language in their favor, not yours.
Insurance adjusters use proprietary software and pricing databases that systematically produce below-market estimates. Without independent contractor quotes and line-by-line analysis, you won't know your settlement is low.
Successful claims require specific types of documentation presented in specific ways. Generic photos and vague descriptions aren't persuasive. You need to know exactly what evidence to collect and how to present it.
Insurance companies use sophisticated negotiation tactics designed to minimize payouts. Without understanding these tactics and how to counter them, you'll accept settlements that are thousands below fair value.
Disputes over age, condition, and whether damage is covered
Coverage disputes over sudden vs. gradual damage
Undervalued estimates and scope disputes
Causation disputes and missing damage items
Valuation disputes and depreciation issues
Disputes over reasonable costs and coverage duration
Comprehensive help for every aspect of your homeowners insurance claim.
Access professional tools and guidance without the high fees of public adjusters.
Get Claim Command ProNot all claims require help. Simple, small claims with clear coverage may not. But for claims over $10,000 or involving any complexity, proper guidance typically recovers far more than it costs.
Results vary, but homeowners who properly document and negotiate typically recover $5,000-$50,000 more than initial offers.
Yes. Public adjusters charge 10-30% of your settlement (often $5,000-$30,000). Claim Command Pro provides comparable guidance for a flat subscription fee.
If you haven't signed a full release, you may be able to reopen negotiations or file supplemental claims for additional damage.
Most homeowners see improved responses from adjusters within days of implementing proper documentation and communication strategies.