Your step-by-step journey: from claim setup to documentation, estimate comparison, and negotiation support. All in one platform.
Once you purchase access, you follow a structured workflow. Each step builds on the previous one. You control the pace and the decisions.
Enter basic claim details: property type, damage cause, carrier, and claim number. The system establishes your claim context so all later steps reference it correctly.
Upload the carrier's estimate (PDF or image), contractor estimates, photos, and any correspondence. The platform organizes these for analysis and reference.
Add relevant policy sections or use our policy guidance. We help you identify coverage type (ACV vs. RCV), deductible, depreciation rules, and key deadlines. We do not interpret coverage as legal advice—we surface the language so you understand it.
Our engine analyzes the carrier's estimate for completeness. It flags missing categories, potential under-scoping, and zero-quantity items. The output is a structured findings report you can use in your supplement or demand.
Compare the carrier estimate to your contractor estimate line by line. We match items, identify scope gaps, and calculate pricing deviations. The underpayment amount is determined from the math—not from AI-generated figures.
Based on the gaps identified, we provide supplement structure and guidance. You receive templates and recommendations; you draft and submit the supplement yourself.
Use our document generator for demand letters, follow-ups, and escalation. We provide professional templates; you customize and send. We never contact the carrier on your behalf.
Log carrier responses, deadlines, and next steps. Our tools help you track the claim state and know when to escalate—appraisal, DOI complaint, or legal consultation.
Your purchase includes access to the full platform for one claim. That means:
You retain full control. We do not submit anything to the carrier, sign anything on your behalf, or make binding decisions. You use the tools; you own the outcome.
Public adjusters typically charge 10–20% of your settlement. Attorneys often take 25–40% on contingency. We charge a one-time flat fee. You keep 100% of any increase you negotiate.
PAs and attorneys act on your behalf. We provide tools and guidance so you can act on your own. If you prefer to hire representation later, our documentation strengthens their case.
We are not affiliated with any carrier. We do not receive referral fees or commissions. Our only incentive is to help you document and negotiate effectively.
We believe in clear pricing. Our standard offering is a flat fee per claim. There are no hidden fees, no percentage of recovery, and no upsells for basic functionality. What you see is what you pay. For current pricing, visit our pricing page.
How long the process takes depends on you and your carrier. Typical timelines:
We do not guarantee resolution timeframes. Carriers set their own response schedules. Our role is to help you be ready when they do respond.