Overview
Purpose
- Use when requesting payment or settlement after presenting evidence.
- Summarize claim posture, coverage positions, and valuation.
- Include an exhibit index that mirrors the demand narrative.
Quality checklist
Ready-to-send
- State the demand amount and calculation basis.
- Address carrier positions or prior offers.
- Verify math ties to exhibits and estimates.
- Provide a response deadline and delivery instructions.
What to include
Use these pieces to keep the demand packages packet complete.
Core documents
Build the file
- Demand letter with executive summary.
- Exhibit list with numbering and labels.
- Valuation summary by coverage bucket.
Supporting proof
Evidence to attach
- Invoices, estimates, or BI calculations.
- Expert reports or engineer findings.
- Photos, logs, and correspondence referenced in the letter.
Delivery notes
Keep it moving
- Combine as a bookmarked PDF or secure link.
- Note file sizes and provide alternate delivery if needed.
- Request written acknowledgement and set a response date.